Helpling You Offer Smarter, Simpler Health Coverage
At Apex Benefit Solutions, we believe every business and independent worker deserves access to affordable, compliant health coverage — without the confusion or complexity. Whether you’re a small business with 1099 contractors or a solo entrepreneur, we’re here to help you stay protected, stay compliant, and focus on what matters most.
Our Story
Apex was founded by Colin Stepuszek and Steven Stein, with a shared goal of creating smarter, simpler benefits plans that meet ACA compliance standards. Colin, a licensed health insurance agent, has spent years helping clients navigate the increasingly complex world of healthcare. His passion and dedication to the industry led him to build a solution tailored for today’s evolving workforce.
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While Steven helped establish the foundation of Apex, Colin continues to lead the charge in driving the company’s mission forward — ensuring every client receives the expert guidance and real support they deserve.
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So Apex Benefit Solutions was created to fill that gap — providing Minimum Essential Coverage (MEC) plans that are straightforward, flexible, and backed by a real human who cares about your business and your people.
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"I started Apex to cut through the noise and give people what they really need — clear, affordable healthcare options." — Colin Stepuszek, Licensed Agent, NPN: 21359290